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The Serpents Club is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA. 'Buy now, pay later' or 'Split your purchase' options are only available to UK customers aged 18 and over. Please spend responsibly. T&Cs apply.